Tired of paying high fees for your checking account?
Free Checking
Empower Blue Credit Union offers a free personal checking account to all members. This free checking account has:
- NO minimum balance requirement
- NO per check charge
- NO monthly service charge
- View and print cleared checks on your virtual branch (enrollment required)
An average daily balance of $100 or more earns dividends monthly. This checking account has all the same features you can get at the big banks – instant-issue Visa debit card, online BillPay, mobile app including mobile deposit, and more!
Plus, the Credit Union will REWARD you with an extra 2.0% added to the normal dividend rate. The four requirements for this reward are:
- Log onto Virtual Branch at least once
- Receive at least one direct deposit of $100 or more
- Enroll in e-statements
- Complete a minimum of 15 signature Visa debit card transactions
NOTICE OF CHANGE TO FUNDS AVAILABILITY POLICY
Effective July 1, 2025, the following changes were made to our Funds Availability Policy in accordance with 12 CFR 229 and the Expedited Funds Availability Act:
Increase in the amount that must be made available by the next day from $225.00 to $275.00
Increase in the amount that must be made available if we extend immediate availability by one day from $450.00 to $550.00
Increase in the threshold of large deposits and new account exceptions from $5,525.00 to $6,735.00